What Does a Fractional CFO Do?

A fractional CFO is a senior finance executive who works with your business part-time or on a project basis — giving you CFO-level capability without the full-time salary. Here's exactly what they do.

The Problem: CFO-level Needs Without CFO-level Budget

Most Egyptian SMEs — including manufacturers with EGP 50–500 million in revenue — cannot justify a full-time CFO at EGP 400,000–700,000+ per year. Yet they face exactly the problems a CFO solves: poor financial visibility, weak cash management, bank negotiations, growth funding, and financial control gaps.

A Fractional CFO is the answer: a senior finance professional, typically with 15–25 years of experience, who dedicates 2–4 days per month (or a defined project scope) to your business at a fraction of the full-time cost.

What a Fractional CFO Actually Does

Financial Oversight & Reporting

Designs and implements a management reporting pack — P&L, balance sheet, cash flow, KPIs — that management can actually use.
Reviews the monthly close and ensures accuracy before reports reach the owner.
Builds the annual budget and leads the budgeting process.

Cash & Treasury Management

Implements 13-week rolling cash flow forecasting.
Manages banking relationships — facility renewals, covenant compliance, renegotiation.
Structures working capital to free up tied-up cash.

Strategic Finance

Builds the financial model for expansion, acquisition, or new product lines.
Evaluates capital investment decisions with proper NPV/IRR analysis.
Prepares the business for investor or bank due diligence.

Control & Compliance

Reviews the internal control environment — approval authorities, segregation of duties, fraud prevention.
Oversees tax compliance and coordinates with external auditors.
Installs financial policies and procedures.

What a Fractional CFO Does NOT Do

A Fractional CFO is not a bookkeeper, not a tax preparer, and not a full-time employee. They work alongside your existing finance team, elevating their output — not replacing them. If your base accounting function is broken, that needs fixing first.

ReachOut Consultancy's Approach

Our Fractional CFO service is delivered by experienced finance executives with manufacturing, FMCG, and industrial backgrounds. We engage for defined outcomes, not open-ended retainers — so you always know what you're getting.